As April unfolds, marking the beginning of a new financial year, employees across country eagerly anticipate their promotions along with year-end bonuses for their hard work and dedication throughout the year. Thus, the time is apt to reflect on your achievements and plan for the future. In this article, we will explore strategic approaches for […]
Retirement planning is crucial for achieving financial independence, which grants freedom from the necessity of earning a living. The ability to secure this freedom at a younger age, while still physically capable of pursuing desired activities, can be particularly advantageous. Sunil Gavaskar once said, ‘Retire when people ask why, not when they ask why not?’ […]
India stands at a pivotal point in its economic development. We are currently the world’s fifth-largest economy, and projections suggest the potential to become a top one or two leaders within the next 50 years. This journey promises to be not only fascinating but also lead to a significant increase in wealth creation opportunities, exceeding […]
Initial Public Offerings (IPOs) play a crucial role in the financial markets. India’s IPO market is a captivating mix of possibilities and uncertainties. Some companies soar like rockets on listing day, while others leave investors scratching their heads. Is it a goldmine or a minefield? This article delves beyond the hype to provide a data-driven […]
Dear Readers, While equities offer excellent long-term returns, a well-diversified asset allocation strategy also incorporates debt instruments for short- to medium-term needs. However, traditional safe havens like Fixed deposits (FDs) often provide minimal returns. To address this, investors should explore higher-yielding opportunities that maintain a strong safety profile. We at RichVik, present one such quality […]