Chanakya, also known as Kautilya, is a name that resonates across centuries. Renowned for his brilliance in politics, governance, and strategy, he played a pivotal role in shaping ancient Indian history. Beyond his political acumen, Chanakya left behind a treasure trove of wisdom in the form of Chanakya Niti a compilation of principles that continue […]

Money needs can strike anytime. While most people think of personal loans first, smarter alternatives like Loan Against Mutual Funds (LAMF) can help you access funds without liquidating your investments. Mutual funds are typically viewed as long-term investment tools, but they can also be used to secure short-term loans. A Loan Against Mutual Funds (LAMF) […]

Financial emergencies can happen suddenly and without any warning—whether it’s a serious illness, losing your job, a car breaking down, or a surprise home repair. When faced with such situations, many people find themselves needing to make a quick decision: should they use the money they’ve saved in an emergency fund, or should they apply […]

Keeping track of several loan payments, each month can feel like a full-time job, stressful, confusing, and easy to slip up. Between different due dates, interest rates, and lenders, it’s no surprise that many people find themselves missing payments or falling behind. That’s where ‘Debt Consolidation’ comes in. Debt consolidation is the process of combining […]

When taking a home loan, borrowers are often advised—or sometimes subtly pressured—to take an insurance policy that covers the loan in case of their untimely death. While this might seem like a responsible financial move, these bundled insurance products often come with hidden costs, limited flexibility, and unclear terms. Without a closer look, borrowers may […]