Dear Readers, As the equity market is pretty volatile these days, debt is the flavor of the season. Low-Risk investors are always generally advised Debt funds or Debt based hybrid funds. However, there are certain points to remember before investing in a debt market. Let us have a look at them:- Credit risk is the […]

Dear Readers, We all have heard of the latest amendment in the Equity Capital Gain Tax structure in the Budget announced on 1St February, 2018. The Union Budget has particularly shook the Equity Investors especially the ones who used to enjoy Tax Free Long Term Capital Gains (LTCG) on Equity Stocks/ Funds. But is this […]

Dear Readers, Warren Buffett has rightly quoted “Don’t save what is left after spending; spend what is left after saving”. We all know that it is important to save funds for future needs. Wouldn’t it be great if our savings can fetch some earnings and also provide us Tax Benefits? This being the time of […]

Dear Readers, An uninformed investor always tries to time the markets and finds possible ways to hit the Bull’s eye by entering the market at the right time. But is it really possible to Time the market and enter at the best time? Well, we at Richvik present you an article on The Best Time […]

Dear Readers, Ever wondered why should one invest in Equity? Earlier, people used to believe in saving their money and buy gold out of it. However, over a period of three decades, we can see that Equity is the only Golden Investment! Let us see how major asset classes such as Fixed Deposit, Silver, Gold, […]