When taking a home loan, borrowers are often advised—or sometimes subtly pressured—to take an insurance policy that covers the loan in case of their untimely death. While this might seem like a responsible financial move, these bundled insurance products often come with hidden costs, limited flexibility, and unclear terms. Without a closer look, borrowers may […]
India is now home to its first and only International Financial Services Centre (IFSC) known as Gujarat International Finance Tec-City (GIFT City). Nestled strategically between Ahmedabad and Gandhinagar in Gujarat, GIFT City is fast emerging as a global hub for finance and technology. But what makes it truly unique? It’s established with the vision to […]
In the world of investing, there are times when individuals or institutions have surplus funds that are not immediately needed but shouldn’t remain idle. During such periods, parking this money in short-term, low-risk investment options can help generate returns while maintaining liquidity. When looking to park idle funds for a short period while earning returns, […]
SEBI has introduced a groundbreaking investment vehicle that bridges the gap between Mutual Funds and Portfolio Management Services (PMS) – Specialized Investment Funds (SIF). This new category offers enhanced flexibility while maintaining a regulated framework, making it an attractive choice for High-Net-Worth Individuals (HNIs) looking to optimize their investment strategies. Why SIF? Traditionally, Mutual Funds […]
Market downturns can trigger panic, and many investors react by stopping their SIPs (Systematic Investment Plans) to avoid further losses. However, this decision can do more harm than good in the long run. One of the key advantages of SIPs is rupee cost averaging you buy more units when the market is down and fewer […]