Retiring at 60 sounds ideal until you realize you might live till 90. That’s 30 years without a paycheck. Most people plan for 10–15 years of retirement, but with longer lifespans, better healthcare, and earlier exits from work, that’s no longer enough. Living longer is a gift but only if your money keeps up. Inflation […]
Investing can feel overwhelming at times, especially with all the technical terms and figures. To make things simpler, SEBI the regulator for mutual funds in India has introduced ways to help investors compare and assess different mutual fund schemes more effectively. That’s where risk-adjusted returns and the Information Ratio (IR) come into play. – Similar […]
A Systematic Investment Plan (SIP) is one of the easiest and most effective ways to build wealth over time. The concept is simple, invest a fixed amount regularly and stay consistent. With time and discipline, your investments can grow into a substantial corpus. But despite its simplicity, many investors don’t get the full benefit of […]
Chanakya, also known as Kautilya, is a name that resonates across centuries. Renowned for his brilliance in politics, governance, and strategy, he played a pivotal role in shaping ancient Indian history. Beyond his political acumen, Chanakya left behind a treasure trove of wisdom in the form of Chanakya Niti a compilation of principles that continue […]
With tax season upon us, it’s the perfect time to understand how your mutual fund investments are taxed. Whether you’re investing through SIPs or lump sums, knowing the tax rules can help you avoid surprises and plan more efficiently. From capital gains to dividend taxes, being informed will ensure you optimize your returns and remain […]