Retiring at 60 sounds ideal until you realize you might live till 90. That’s 30 years without a paycheck. Most people plan for 10–15 years of retirement, but with longer lifespans, better healthcare, and earlier exits from work, that’s no longer enough. Living longer is a gift but only if your money keeps up. Inflation […]

Chanakya, also known as Kautilya, is a name that resonates across centuries. Renowned for his brilliance in politics, governance, and strategy, he played a pivotal role in shaping ancient Indian history. Beyond his political acumen, Chanakya left behind a treasure trove of wisdom in the form of Chanakya Niti a compilation of principles that continue […]

Money needs can strike anytime. While most people think of personal loans first, smarter alternatives like Loan Against Mutual Funds (LAMF) can help you access funds without liquidating your investments. Mutual funds are typically viewed as long-term investment tools, but they can also be used to secure short-term loans. A Loan Against Mutual Funds (LAMF) […]

Financial emergencies can happen suddenly and without any warning—whether it’s a serious illness, losing your job, a car breaking down, or a surprise home repair. When faced with such situations, many people find themselves needing to make a quick decision: should they use the money they’ve saved in an emergency fund, or should they apply […]

Keeping track of several loan payments, each month can feel like a full-time job, stressful, confusing, and easy to slip up. Between different due dates, interest rates, and lenders, it’s no surprise that many people find themselves missing payments or falling behind. That’s where ‘Debt Consolidation’ comes in. Debt consolidation is the process of combining […]